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1. Customizable Coverage:

   • Options to select and customize cover based on individual business needs.

   • Ability to add or remove optional covers easily.

2. Quote Generation:

   • Instant generation of insurance quotes based on selected cover options.

   • Clear breakdown of costs and coverage details.

3. Payment Options:

   • Payment screen detailing payment methods (direct debit or credit card).

   • Information on installment schedules, including dates and amounts to be debited.

End-to-End Flow:

1. Introduction and Overview:

   • Welcome screen with a brief overview of the insurance options available for small businesses.

2. Coverage Selection:

   • Step-by-step guide to choosing mandatory and optional covers.

   • Interactive elements to help visualize the impact of selected covers on the overall policy.

3. Quote Generation:

   • Real-time quote updates as users adjust their cover options.

   • Detailed quote summary with transparent cost breakdown.

4. Customer Information:

   • Easy-to-fill forms for inputting business and personal details.

   • Validation checks to ensure accuracy and completeness of information.

5. Payment and Confirmation:

   • Secure payment screen with options for direct debit or credit card.

   • Clear display of installment plans, including dates and amounts.

   • Confirmation screen with policy details and next steps.

By focusing on these key areas, the prototype will offer a seamless and efficient experience for QBE’s small business customers, making it easier for them to understand their options, customize their coverage, and complete their purchase with confidence.